Restaurant Insurance

Owning your own restaurant may be your opportunity of a lifetime. A restaurant business is also an intense insurance risk. A realistic plan to reduce your risk coupled with insurance protection can help keep your dream a safe investment. You deserve an insurance plan that fits your unique needs. Review the list below and ask yourself if you are adequately covered?

What coverages are needed for a restaurant?

Do I have...?

Building, Contents & Valuables Coverage
Thank you so much for all your help! You were great.

Sincerely, Cynthia
-June 20, 2009
Accounts Receivable Coverage
Arson Reward
Food Spoilage Protection
Money and Securities Coverage
Valuable Papers Coverage
Business Liability Coverage
Medical Payments
Fire Legal Liability Coverage
Contractual Liability

We Also Offer…

Employees as Additional Insured's
Loss Adjustment Preparation Expense
Property Off-Premises Protection
Trees, Plants and Shrubs
Personal Effects Coverage
Newly Acquired Property Coverage
Replacement Cost on most Restaurants
Personal Injury Liability Protection
Property in Transit Coverage
Outdoor Property Coverage

Optional Coverages…

Exterior Sign Coverage
Glass Coverage
Crime Coverage
Higher Limits Available on Most Items
Business Automobile Coverage
Umbrella Liability Protection
Hired /Non-Owned Auto Protection
Machinery & Equipment Breakdown
Liquor Liability

Each restaurant has its own exposures. Call us today for a free review of your current policy. We will be happy to offer optional quote.